Retired, Rewired, and Ready to Work (in Pajamas if I Want To!)

The other side of Retirement

Why Choosing to Work Online in Retirement Might Be the Best Idea You’ve Had Since Joining Pickleball

Sure, those first couple of years were glorious. You slept in, wore your softest pajamas until 2 p.m., and tried every flavor of herbal tea your local co-op had in stock. You celebrated not having to attend Monday meetings by attending zero meetings at all. Bliss!

But then… something shifted.

Coffee Tastes Better at Sunrise

After years of saying, “I’m never setting another alarm again,” you found yourself setting one—voluntarily. Not for a Zoom call or an early tee time, but to enjoy coffee or dip a hot tea on the deck while the world wakes up. And you thought: I kind of missed this feeling of purpose…

When Your Budget Says, “Nice Try”

You’ve had a few years to figure out how your retirement budget works. You know which hobbies stretch a dollar (hello, library book sales and Monday discounts at the bar and grill) and which sneak up on you like a ninja in golf spikes (we’re looking at you, Amazon and spontaneous travel plans).

So maybe you start thinking, “Could I earn a little extra? Doing something flexible? From home, ideally near snacks?”

The Brain Wants In

Retirement gave your body a break, but your brain. It’s starting to itch. That crossword puzzle app or digital solitaire isn’t cutting it anymore. You miss solving problems, thinking creatively, and—let’s admit it—being good at something.

Maybe it’s time to do work that stimulates your brain and gives you the freedom to wear stretchy pants.

A New Kind of Contribution

Image of woman at table opening box with teapot

You spent a career contributing to the world. And one day, you realize you want to contribute again—but on your terms. You don’t want a boss. You want a blog. Or a business. Or a hobby that quietly deposits $247 into your account each month.

So here you are, retired but not finished. You’ve got wisdom, life experience, and the superpower of not panicking when tech gets weird. (Okay, maybe a little panicking, but you know how to Google stuff.)

Pickleball Can Only Take You So Far

Image of senior woman playing pickleball

We love a good game of pickleball or kayaking on the lake. But there’s only so much paddling around one can do before you start asking yourself: “Is this it?” You still have time, energy, and enough curiosity to learn something new, like affiliate marketing or how to turn your passion into a digital side gig.

You’re Energized—and You Know It

Ironically, those retirement yoga classes and morning walks gave you more energy. Now you’ve got to do something with it, or you’ll start alphabetizing your spice rack again just for fun.

Online work gives you a new outlet. Whether it’s writing, coaching, designing, or sharing knowledge—you’re back in the game, on your own terms.

So, Why Work Online in Retirement?

Because you can. Because it’s fulfilling. Because it’s fun. And because pajama pants are totally acceptable business attire in the online world.

Infogaphic with  6 reaons to work online in retirement

It’s not about going back to the grind. It’s about creating something of your own, using your skills, and keeping your mind sharp—while still making time for afternoon tea or spontaneous naps.

You’ve retired once. Now it’s time to rewire. And hey, this time, you’re the boss.

My journey to online work

I retired early at the age of 53 after working as a civil servant for 33 years. At the time, I was ready to leave my job as a government worker, which had become lacking in satisfaction for me. I truly enjoyed the technology in working with the Center’s Intranet and our part of the FDA’s public website. I also enjoyed supporting the scientists and other staff at the research center. I had been assigned new work utilizing the Center’s main telephone switch. I received specialized training in setting up the Center’s digital phones for over 600 people and many labs, animal rooms, and other facilities on the large campus. But after 33 years of government bureacracy, I had had enough, plus I had a side gig anyway. So I too a “buyout” and retired two years early.

I became a full time Photographer

After my last day with the FDA, I began working full time at my part-time photography studio, which a friend and I had started. I loved my Canon camera, the different editing software, and the fun of working with families, kids, and high school seniors. That was in late September of 2006. For 3 years, this went well. I was busy, challenged, and felt like I was creating cool memories for my friends and neighbors. However, studio photography is not easy work physically. Lots of moving props, chairs, creating mini scenes, changing backgrounds, and posing kids and high school seniors, including crawling around on the floor to catch babies and kids at just the best moment of smile, curiosity, and cuteness. Those things can be tough on a bad back (which I had). Then, in late 2008-2009, we took on the task of photography for two church pictorial directories with over 500 families each. Those directories and the work involved in moving and setting hydraulic stools for pictures did me in, and my back went out. At the time I had had some other health issues (a detached retina and a mini stroke). Doing the photo studio work was not something I could continue to do, so I reluctantly sold out to my friend and fully retired.

I still wanted more!

After a while in complete retirement, my health got better, and my spouse was still working, our daughter was in college; I got that itch again to contribute. I wasn’t ready to quit contributing to our society, and I wanted to keep learning and using my brain and skills with the internet, computers, and software. I began looking into various things I could do from home on my computer and online. I created websites, did online tasks for companies, learned to do transcription work, and tried several things. Then I found the perfect solution to accomplish something and maybe earn a little extra.

Ready to Rewire Your Retirement?

If your inner voice is whispering, “I think I’m ready for something more…” then listen to it. You don’t need a boss—you need a blueprint, a supportive community, and the right tools to get started online.

That’s precisely what I found when I joined Wealthy Affiliates. It’s where I learned how to turn my curiosity into income—and how to build something that’s truly mine. I became an Affiliate Marketer and I create affiliate blog sites. I have turned my passion into all things Tea into a cool affiliate blog “A Passion for Tea.com

Whether you want to blog, teach, promote your passion, or just learn what’s possible, Wealthy Affiliate is a fantastic place to start. And the best part? You can try it free for 7 days—no credit card required, just curiosity.

Click below to see what it’s all about.

You’ve got the time. You’ve got the talent, you enjoy learning, and YES—you can still wear your pajamas.

Affiliate Links

This post does include affiliate links, which, if clicked on and an item purchased, I receive a commission with no extra cost to you.-Shirley

Comments

I enjoy receiving comments and questions from visitors to my site, you can leave yours below – Shirley

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6 Responses

  1. Hi Shirley, this post truly spoke to me. I’m in my 50s, still working full-time, but I’ve been slowly starting to imagine what the next chapter might look like, and honestly, your story makes the idea of retirement feel a lot more exciting and less intimidating.

    I appreciate how you captured that shift from total relaxation to wanting purpose again. The idea of being “retired, rewired, and ready to work (in pajamas!)” feels like exactly the kind of balance I want someday: freedom, flexibility, and still having something that lights up my brain.

    Your journey from civil service to photography to finding fulfilling online work is inspiring. It reminds me that retirement doesn’t have to mean stepping away from meaningful work; it just means you get to choose what that work looks like. That mindset is empowering.

    Thanks for sharing your experience. I’m taking notes already!

    • Hi Michael, thanks for visiting my site and reading my post. We all have our own journeys, and I retired sooner than I had planned because my work situation was not good at the time. But finding Wealthy Affiliates was great for me. I’ve loved learning and building my blog sites. Even if I never make a dime, it’s been worth it for the brain work and learning I love and the great community to be a part of.  Thanks for your kind comments.  I hope you too have a great journey. – Shirley

  2. What a refreshing and inspiring read, Shirley—thank you for sharing your journey so openly!

    As someone who’s also entered that “rewiring” phase of life, I found myself nodding throughout this entire article. The part about setting an alarm not out of obligation, but out of renewed purpose—yes! I’ve experienced that same shift. Retirement, for me, wasn’t the end of productivity, it was just the beginning of a different kind of calling.

    You nailed it when you said the brain starts to itch. After the novelty of rest wore off, I realized God wasn’t finished with me yet. Ephesians 2:10 reminds us, “For we are God’s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.” That verse hits differently when you’re retired and wondering, “Now what?” It turns out, the answer isn’t less purpose—it’s purpose on your terms.

    I also really connected with your transition into photography and then into affiliate blogging. It’s encouraging to see someone embrace both creativity and technology at this stage in life. I’ve personally been exploring affiliate marketing too (with Wealthy Affiliate as well!) and I appreciate how you painted a realistic yet hopeful picture of what’s possible. It’s not about chasing hustle culture—it’s about sharing what you love and staying sharp in the process.

    One of the unexpected blessings of this kind of work is that it becomes a way to serve others again. Whether we’re helping someone discover their next favorite tea or pointing them to tools that make their life easier, it all feels like an extension of stewardship—using our gifts wisely and generously.

    So, to everyone reading:
    Have you found that “second purpose” in retirement? And what helped you discover it—curiosity, need, faith, or maybe a little of all three? Let’s keep the conversation going, because our stories can really encourage each other.

    Thanks again, Shirley—may your blog continue to flourish and bless others!

    —Jason

    • Yes, Jason, I have no doubt that it isn’t a coincidence that I grew tired of doing nothing.  I believe that God doesn’t finish using us until He takes us home.  Maybe my stint here at WA, even though it’s been almost 11 years, isn’t even the final task He has for me.  Our God is so amazing, who knows what’s down the road for us (except Him). Thanks for your comments and best wishes for your Affiliate Marketing journey. – Shirley

  3. Shirley,

    It’s refreshing to read the idea of retirees embracing a new stage of life with enthusiasm, working from home in pajamas if they want to! The article really captures that spirit of reinvention,  retirement isn’t just an end to routines, it’s a launchpad into fresh possibilities, as I myself have discovered. Whether someone picks up freelance consulting, part-time remote gigs, or passion projects turned small businesses, the flexibility and autonomy are the real wins, no early alarms, no commutes, and comfort front and center.

    What stands out most to me is how this approach supports both purpose and wellness. For many, work offers more than income, it’s structure, connection, and a sense of contributing. Doing it on your terms, perhaps setting up a cozy home office or tapping into online communities, means retirees can stay mentally engaged without the strain of conventional work. Plus, there’s room for some good balance, picking up grandkids, hobbies, or wellness routines whenever works best.

    Of course, it’s not all sunshine, setting boundaries and staying motivated can be tough without the framework of a traditional workplace. Retirement-adapted remote work needs self-discipline, online-safety awareness, and perhaps a bit of upskilling (e.g., video calls, digital tools, maybe even social media for promotion). But many retirees find these challenges energizing, a chance to learn, connect, and keep the brain agile.

    In the end, this “rewired” retirement model invites us to rethink what work looks like later in life, less about status or income, more about meaning, convenience, and choice. I’d love to know: what kind of remote or freelance work appeals most to you, or would you rather lean into creative hobbies and volunteerism? It’s fascinating to compare notes on how people redefine “work” once the standard 9–5 no longer holds sway.

    A great and thought provoking article!

    Kind regards,

    Martin

    • Martin I love it, you said

      “In the end, this “rewired” retirement model invites us to rethink what work looks like later in life, less about status or income, more about meaning, convenience, and choice.”  

      I agree with that statement.  WA has given me a great outlet when I have the energy and a way to keep my “lifelong learning goal” intact.  I love learning and the challenge of new things.  WA has challenged me, and I work every day to meet that challenge.  Thanks for your comments and for reading my blog.  -Shirley

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